रत्नागिरी जिल्हा मध्यवर्ती सहकारी बँक लि., रत्नागिरी

Ratnagiri District Central Co-operative Bank Ltd., Ratnagiri

Head Office : Sahakar Bhavan, Jawahar Path, Ratnagiri
Our Banking Services

Various Services of Ratnagiri District Central Co-operative Bank.

We provide banking services to the farmers, fishermen, and entrepreneurs of Konkan through easy processes and at discounted rates.

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Total Loan Schemes

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Total Deposit Schemes

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Bullock Cart Purchase Loan Scheme

<ul> <li> <p data-path-to-node="70,0,0"><strong data-path-to-node="70,0,0" data-index-in-node="0">Loan Scale:</strong> Provided according to NABARD unit cost guidelines.</p> </li> <li> <p data-path-to-node="70,1,0"><strong data-path-to-node="70,1,0" data-index-in-node="0">Capacity &amp; Limits:</strong> 2-bullock capacity at Rs. 20,000/-; 5-quintal capacity cart at Rs. 16,000/-.</p> </li> <li> <p data-path-to-node="70,2,0"><strong data-path-to-node="70,2,0" data-index-in-node="0">Tenure:</strong> 7 Years.</p> </li> <li> <p data-path-to-node="70,3,0"><strong data-path-to-node="70,3,0" data-index-in-node="0">Security/Collateral:</strong> Two solvent guarantors and immovable property.</p> </li> </ul>

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Housing Loan Scheme

Purpose: Construction of a new house, purchase of a flat, house repairs, or purchase of an old house/flat (loan facility available for constructions under 15 years old). Loan Limit: For salaried individuals, the personal loan limit is Rs. 75.00 Lakhs (directly provided in a 90:10 ratio of the estimate). Up to Rs. 5.00 Lakhs for house repairs. Tenure: Maximum 240 months (repayment via Equated Monthly Installments - EMI). For house repairs, the tenure is 60 months. Security/Collateral: Flat / House (the property generated from the loan will be included as collateral).

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Gold Loan Scheme

Individual Loan Limit: Rs. 20,00,000/- Loan Tenure: 1 Year Features: Affordable interest rates and guaranteed complete security of the mortgaged gold ornaments.

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Fixed Deposit

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Recurring Deposit

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Download Our Official Apps for Smarter Banking

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Ratnagiri DCC Bank App

Experience 24/7 secure banking with the RDCC Mobile App. Check balances, view mPassbook/statements, request cheque books, and transfer funds via NEFT/IMPS instantly—anytime, anywhere.

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CardSafe Mobile App

CardSafe is a secure mobile application for Android and iOS that gives you complete control over your debit card, anytime and anywhere.

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