We provide banking services to the farmers, fishermen, and entrepreneurs of Konkan through easy processes and at discounted rates.
RDCC Bank’s Mobile Banking App brings the entire bank to your fingertips. Designed for maximum security and convenience, our app allows you to manage your accounts, track transactions with an mPassbook, and transfer funds instantly via NEFT or IMPS. It is a simple, secure, and smart banking solution accessible anytime, anywhere.
Enjoy the freedom of banking anywhere, anytime with RDCC Bank’s ATM Debit Card. Available for Savings and Current accounts, our cards offer secure transactions with high withdrawal limits. With 19 ATM centers covering the entire district, we ensure banking is always within your reach.
Secure & Instant QR Payments: Accept contactless, easy-to-use digital payments through QR codes, providing a safe and simple solution for both customers and merchants. Audio Confirmation & Convenience: Get instant audio alerts for successful payments to enhance transaction transparency and provide daily convenience for merchants.
RDCC Bank offers a convenient way to monitor your account activity. Get instant balance updates via a missed call and stay secure with real-time SMS alerts for every transaction, ensuring complete control over your finances.
RDCC Bank offers a suite of electronic payment solutions to suit your needs—whether it’s a high-value business transfer or an instant small-value payment. From real-time settlements to 24x7 availability, our digital banking ensures your funds reach their destination safely and on time.
The Bank facilitates Direct Benefit Transfer (DBT) for credit of government subsidies and benefits directly into customers’ accounts under various schemes.
The Cheque Truncation System (CTS) enables faster and secure electronic cheque clearing, ensuring efficient processing of cheque transactions.
Contact for More DetailsAttractive Group Accidental Insurance Scheme for Employees with Salary Accounts in District Bank
Salaried account holders whose monthly salary is credited to this bank can avail of accidental insurance coverage worth 100% of their monthly salary or up to a maximum of Rs. 30,000/- Lakhs, provided they maintain a minimum balance of Rs. 5,000/-
100% insurance coverage is applicable for accidental death or permanent disability
National Insurance Company
Age Limit: 18 to 70 years
Cover Amount: 1st June to 31st May (1 Year)
Insurance Premium : ₹ 20/- per year
Life Insurance Corporation of India (LIC)
Age Limit: 18 to 50 years
Cover Amount: 1st June to 31st May (1 Year)
Insurance Premium : ₹ 436/- per year
Implemented for both loanee and non-loanee farmers in the Ratnagiri district to safeguard crop production.
Kharif Season Crops : Rice (Paddy) crop
Rabbi Season Crops : Summer Rice and Groundnut
mplemented as per Government Resolution for crop loanee and non-loanee farmers in Ratnagiri district to protect against Ambia Bahar & Hailstorm risks.
Mango, Cashew, and Coconut
Banana and Arecanut
Covers members holding group personal accident policies under salary mortgage, guarantor mortgage, consumer loans, and personal urban/rural credit lines.
Fire, Theft, Vehicle, and Natural Calamity Insurance.
Marine Hull and Livestock Insurance covers.
Experience 24/7 secure banking with the RDCC Mobile App. Check balances, view mPassbook/statements, request cheque books, and transfer funds via NEFT/IMPS instantly—anytime, anywhere.
Ratnagiri DCC Bank offers everything you need to handle transactions, engage with customers, and grow your business—all from your phone.
CardSafe is a secure mobile application for Android and iOS that gives you complete control over your debit card, anytime and anywhere.
Sahakar Bhavan, Jawahar Path, Ratnagiri 415612
02352 - 222641/42/43
Registration No
: RTJ/BNK/1427 Date: 1/7/1983
RBI License No
: RPCD (MRO). 1257/18.01.038/2011-12 Date: 20 December 2011
Bank IFSC
: IBKL0574RDC
PAN No
: AAAAR7920B
GSTIN No
: 27AAAAR7920B1ZS
