| Sr. No. | Term Deposit Period / Category | Interest Rate w.e.f. 01/07/2025 |
| 1 | 7 days to 45 days | 3.50% |
| 2 | 46 days to 90 days | 4.00% |
| 3 | 91 days to 180 days | 5.00% |
| 4 | 181 days to 365 days | 7.50% |
| 5 | Above 1 year to 2 years | 6.75% |
| 6 | Above 2 years to 5 years | 5.50% |
| 7 | Above 5 years up to 10 years | 5.25% |
| 8 | Institutions' Reserve, Bad Debt, & Risk Fund Investments | 7.00% |
| 9 | Savings Deposit Interest Rate | 3.00% |
| 10 | A) Senior Citizens | An additional interest rate of 0.25% over the prevailing term deposit rates will be applicable to them. |
रत्नागिरी जिल्हा मध्यवर्ती सहकारी बँक लि., रत्नागिरी
Ratnagiri District Central Co-operative Bank Ltd., Ratnagiri
Head Office :
Sahakar Bhavan, Jawahar Path, Ratnagiri 415612
Phone No :
02352 - 222641/42/43
